About Us

WE ARE A TEAM OF PROFESSIONAL MORTAGE
BROKERS AND YOU CAN RELY ON US TO HELP YOU

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Calculators

USE OUR CALCULATORS TO FIND OUT
HOW MUCH YOU CAN BORROW

these tools give you a better insight into
how the banks may view your loan application
more details

News & Resources

WE WORK HARD TO MAKE SURE THAT
YOU UNDERSTAND WHAT IS GOING ON
IN THE FINANCE INDUSTRY

About Us

At Kevin Campbell Home Loans, we strive for excellence in all that we do and look forward to helping you reach your finance goals. We believe that loan products should be easy to understand, easy to access and allow you peace of mind.You should think of us as a professional resource in the same way you think of your accountant, financial planner or solicitor. You can rely on us to always think of your best interests.We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing or re-financing process, while ensuring you obtain the finance that best suits your circumstances and needs.When you call Kevin Campbell Home Loans, you will speak to a real person. We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.

Kevin Campbell

Founder and Director of Kevin Campbell Home Loans Pty Ltd

Kevin Campbell was born and raised in Moss Vale and has spent his entire life in the Southern Highlands, a community that has been central to his life and career. From his early days at Moss Vale PrimarySchool and Moss Vale High School right through to his professional career, Moss Vale has always been home.

Kevin’s banking career with ANZ commenced in1979 and spanned an impressive 36 years, during which time he held various senior roles such as Branch Accountant, Branch Manager at both the Bowral andMoss Vale branches, Business Banking Manager, Home Loan Specialist and Home andInvestment Lending Manager. His dedication and excellence were recognized byANZ in 2014 when he was awarded the prestigious Home and Investment LendingManager of the Year for ANZ in New South Wales and the ACT.

In 2015, Kevin transitioned to Mortgage Choice as a Mortgage Broker, where he served as their Senior Home Finance Manager and Senior Mortgage Broker. His contributions were instrumental in the success of the Mortgage Choice offices in Bowral and Moss Vale which earned multiple accolades during his time there, including the CEO’s Highflyer Award in 2017, the NewSouth Wales State Business Excellence Award in 2019, the National BusinessGrowth Highflyer Award in 2018, and the State Multi-Operator of the Year forNew South Wales and the ACT in 2018.

Kevin holds a Certificate IV in Finance and Mortgage Broking and a Diploma in Finance and Mortgage Broking, ensuring he is fully qualified to assist his clients.

Kevin’s passion lies in helping his clients achieve their home loan goals, whether they are first home buyers, upgrading, investing, building, refinancing or simply looking to negotiate with their current home lender to get a better deal. Kevin prides himself on providing exceptional customer service, ensuring smooth and timely loan transactions. Throughout his career, Kevin has helped thousands of clients purchase their homes developing long term relationships with his client base and now gains a lot of satisfaction by being able to assist the next generation of homebuyers, many of which are the children of his existing clients.

Outside of work, Kevin enjoys quality time with family and friends, travelling and following sports such as basketball, rugby league, cricket, and horse racing. He has been actively involved with the MossVale and District Basketball Association since 1975 as a player, referee, and coach. His contributions to Moss Vale Basketball have been recognized with a LifeMembership, and he proudly Coached the Moss Vale Magic Youth League Men’s teamto win the NSW Waratah Youth League competition in 2015—the first NSW StateSenior League Basketball Championship in the association’s history which dates back to 1958. Kevin is currently the Assistant Coach of the Moss Vale Magic’s SeniorMen’s Team which competes in the NSW Waratah State League Division 1 Men’s competition. 

Kevin Campbell’s dedication to his local community and his clients is the cornerstone of Kevin Campbell Home Loans Pty Ltd, where he continues to help clients achieve their dreams of homeownership.

Mitchell Huggett

With nearly 20 years of experience at Commonwealth Bank, I bring a wealth of knowledge and experience in lending to my role as your dedicated mortgage broker. During my tenure at the bank, I held various positions, specialising in consumer loans and home and investment lending. My extensive background allows me to expertly guide clients through the complexities of thehome loan journey, tailored to all life stages—from first-time buyers to those looking to refinance or invest.

Having lived locally for the past 25 years, I am committed to our community and passionate about helping my clients achieve their homeownership dreams. My dedication to customer service is unwavering; I focus on understanding your unique needs and providing personalised solutions. I thriveon problem-solving and leverage my skills in research to find the mostadvantageous loan options for my clients.

Recently, I have furthered my qualifications by completing a Certificate IV and a Diploma in Finance and Mortgage Broking, ensuring that my expertise is up-to-date and aligned with the latest industry standards. I am a member of Mortgage and Finance Association of Australia.

Outside of work, I enjoy exploring new destinations, dining out, and spending quality time with good friends. Whether you're embarking on your first home purchase or looking to refinance, I'm here to provide the guidance and support you need for a successful mortgage journey.

Callie Scheffer

As a financial planner and the co-founder of Ellixi Wealth, Callie believes in holistic financial planning:providing clients with expert advice on superannuation, wealth-building, retirement planning, debt reduction, and insurance to help them protect the life they’ve built.

Callie began his financial planning career in 2003 and is a CFP® professional. Having guided thousands of clients since 2003, Callie joined Mortgage Choice Financial Planning in 2015, where he became a referral partner of Kevin Campbell.

Callie brings nearly 30 years offinancial services experience advising thousands of clients on debt reduction, risk insurance, investments, superannuation, and retirement planning at companies like Commonwealth Bank, Mortgage Choice and in Private Practice.

Callie is a member of the Financial Planning Association and holds an Advanced Diploma of FinancialPlanning and a Post Graduate Diploma in Financial Planning.

Callie provides financial advice on super, retirement, wealth building strategies, debt reduction and personal insurance. With your big picture in mind, Callie will help you set yourbest financial foundations with expert advice and guidance, a tailored cashflow plan, and the right insurance to support your journey to financialwell-being. At Ellixi Wealth, clients go from feeling uncertain about their finances, super and retirement plans to feeling clear and confident that theyhave the right mix of strategies to protect their lifestyle, reach their goals and provide for their family.    

services

We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

STANDARD VARIABLE & FIXED RATE LOANS

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.

SUPPORTING FIRST HOME BUYERS

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.

INVESTMENT LOANS

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

COMMERCIAL LOANS

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.

Financial Planning

With 60+ years of combined experience, our financial planning experts can help you lay the best financial foundations for your financial future. We offer fully tailored financial advice, ensuring that we consider the bigger picture so you can provide for your family, meet your goals, and enjoy financial freedom

  • Protect your lifestyle
    Sleep easy knowing you and your family are taken core of when you will need it most.
  • Maximise your super
    Boost your retirement savings with tax-savvy strategies to make every dollar in super count
  • Build your wealth
    Build a nest egg and make your investments go further with a wealth plan that is tailored to you.
  • Manage your money
    Better manage your debt and spending to enable you do more with the money you have.

ASSET FINANCE

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.

BRIDGING LOANS

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (6 months to 12 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.

The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.

AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.

why choose us

Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.

Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:
  • We will be easy to do business with
  • You will talk to a real person
  • We will get back to you
  • We will go the extra mile, every time
  • We will listen to what you want
  • We will provide home loan options that suit your needs
  • We will source competitive interest rates
  • We are here to serve you and ensure you will be 100% satisfied with our service.
We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.

You can feel confident that you are in safe hands and we will find the loan that’s right for you.

calculators

Use our mortgage calculators to estimate how much you can borrow. We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.

The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.

You should always discuss your individual circumstances with a representative of Kevin Campbell Home Loans before placing your deposit or purchasing any property.

contact us

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.

We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.

Please get in touch with us today.

contact information

Address: Shop 19 Moss Vale Mall 322-324 Argyle Street Moss Vale NSW 2577
Phone: 0248 711 750
Email: info@kevincampbellhomeloans.com.au
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